The Pradhan Mantri Awas Yojana (PMAY) , launched by the Government of India on June 25, 2015, is a flagship housing initiative aimed at providing affordable housing to both urban and rural populations. The program is divided into two main components: PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G) . The overall goal of PMAY is to ensure that every citizen in India has access to a pucca (permanent) house by March 2022. With a target of constructing 2 crore (20 million) homes, the scheme addresses the housing needs of low and middle-income groups. Key Features of PMAY Feature Details Credit-Linked Subsidy Interest subsidy on housing loans for various income groups: - EWS : 6.5% interest subsidy - LIG : 6.5% interest subsidy - MIG-I : 4% interest subsidy - MIG-II : 3% interest subsidy Loan Tenure Up to 20 years for all income groups. Income Groups ...
The NTR Vidyonnathi Scheme is an impactful government initiative by the Andhra Pradesh government designed to provide financial assistance and coaching support to students from economically disadvantaged backgrounds, including Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC). This scheme aims to facilitate access to civil services examinations by offering free coaching and financial aid.
NTR Vidyonnathi Scheme Key Details
Objective
The primary goal of the NTR Vidyonnathi Scheme is to support students in pursuing higher education and preparing for competitive exams like the UPSC by alleviating financial burdens. This initiative aims to level the playing field for students from marginalized communities, enabling them to compete effectively.
Financial Assistance
Under the scheme, selected candidates receive a scholarship of INR 10,000, which can be used for educational expenses such as books, stationery, and accommodation. The disbursement is made in two installments:
- First Installment: After the institute verifies the student's enrollment, the first installment is directly deposited into the student's bank account.
- Second Installment: Provided upon completion of the coaching program.
Additionally, for the 9-12 month coaching program covering prelims and mains exams, students receive INR 150,000. A one-time travel reimbursement of INR 2,000 is also provided for the entire course duration.
Eligibility Criteria For NTR Vidyonnathi Scheme
To be eligible for the NTR Vidyonnathi Scheme, applicants must meet the following criteria:
- Must be permanent residents of Andhra Pradesh.
- Should possess a Bachelor's degree from a recognized institution.
- Annual family income must not exceed INR 2 lakh.
- Age requirements range from 21 to 34 years (some sources mention up to 37 years).
Application Process
The application process for the NTR Vidyonnathi Scheme involves the following steps:
- Visit the Official Website: Access the official website of the NTR Vidyonnathi Scheme.
- Register: Fill out the application form with required details and documents, including an Aadhar card, caste certificate, income proof, and educational qualifications.
- Submit: Submit the application online and keep a record of the application number for future reference.
Documents Required
Applicants need to provide the following documents:
- Aadhar Card
- Caste Certificate
- Income Proof
- Educational Documents (SSC, Inter, Degree)
- Bank Passbook Front Page
- Passport Size Photo
- Signature
- Disability Certificate (if applicable)
Recent Developments
The NTR Vidyonnathi Scheme was initially launched in 2015 and has undergone several changes, including a name shift to YSR Vidyonnathi Scheme after the YSR Congress Party came to power. However, it has recently been renamed back to NTR Vidyonnathi to honor the legacy of N.T. Rama Rao, the founder of the Telugu Desam Party.
This scheme represents a significant effort by the Andhra Pradesh government to enhance educational opportunities for underprivileged students and empower them to succeed in competitive examinations.
Financial Aid Disbursement
The financial aid under the NTR Vidyonnathi Scheme is disbursed in two parts to ensure that students can focus on their studies without worrying about financial constraints.
| Installment | Description | Amount |
|---|---|---|
| First Installment | Disbursed after the institute verifies the student's enrollment. | INR 10,000 |
| Second Installment | Provided upon completion of the coaching program. | INR 10,000 |
| Coaching Program | Covers the 9-12 month coaching program for prelims and mains exams. | INR 150,000 |
| Travel Reimbursement | One-time reimbursement for travel expenses for the entire course duration. | INR 2,000 |
The NTR Vidyonnathi Scheme is a transformative initiative that empowers students from disadvantaged backgrounds to achieve their educational and career goals. By providing financial assistance and free coaching, the scheme not only alleviates financial burdens but also paves the way for greater social and economic mobility.
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