The Pradhan Mantri Awas Yojana (PMAY) , launched by the Government of India on June 25, 2015, is a flagship housing initiative aimed at providing affordable housing to both urban and rural populations. The program is divided into two main components: PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G) . The overall goal of PMAY is to ensure that every citizen in India has access to a pucca (permanent) house by March 2022. With a target of constructing 2 crore (20 million) homes, the scheme addresses the housing needs of low and middle-income groups. Key Features of PMAY Feature Details Credit-Linked Subsidy Interest subsidy on housing loans for various income groups: - EWS : 6.5% interest subsidy - LIG : 6.5% interest subsidy - MIG-I : 4% interest subsidy - MIG-II : 3% interest subsidy Loan Tenure Up to 20 years for all income groups. Income Groups ...
The Abua Awas Yojana is a housing initiative launched by the Jharkhand government to provide permanent homes to economically disadvantaged families. This scheme aims to enhance the living conditions of the state's poorest residents by offering financial aid to construct stable housing. Below is a comprehensive overview of the Abua Awas Yojana, including its objectives, eligibility criteria, application process, and key benefits.
Key Features of Abua Awas Yojana
- Launch Date: The scheme was inaugurated on August 15, 2023, by Chief Minister Hemant Soren.
- Objective: The primary goal is to provide permanent housing for families without stable homes, offering financial aid of ₹2,00,000 for constructing a three-room house.
- Target Beneficiaries: Designed for families with an annual income of less than ₹3 lakh and without a concrete house. The scheme aims to benefit around 8 lakh families by the end of the fiscal year 2026.
Financial Assistance
The financial assistance under the Abua Awas Yojana is structured to ensure efficient and effective use of funds:
| Installment | Percentage of Total Amount | Amount (₹) | Disbursement Date |
|---|---|---|---|
| First Installment | 15% | ₹30,000 | January 23, 2024 |
| Second Installment | To be announced | To be calculated based on total amount | To be announced |
| Third Installment | To be announced | To be calculated based on total amount | To be announced |
| Fourth Installment | To be announced | To be calculated based on total amount | To be announced |
| Fifth Installment | To be announced | To be calculated based on total amount | To be announced |
Eligibility Criteria for Abua Awas Yojana
To qualify for the Abua Awas Yojana, applicants must meet specific eligibility requirements:
| Criteria | Details |
|---|---|
| Residence | Must be a permanent resident of Jharkhand. |
| Income | Annual family income should be less than ₹3 lakh. |
| Housing Condition | Must not own a concrete (pucca) house. |
| Previous Benefits | Should not have availed benefits from other housing schemes such as PM Awas Yojana, Baba Saheb Bhimrao Ambedkar Awas Yojana, Indira Awas Yojana, or Birsa Awas Yojana. |
| Vulnerability Criteria | Includes families from Particularly Vulnerable Tribal Groups (PVTG), homeless, living in temporary shelters, affected by natural disasters, or legally released from bonded labor. |
Application Process
Follow these steps to apply for the Abua Awas Yojana:
- Obtain the Application Form: Forms are available free of charge at the Panchayat Head Office, Block Office, Gram Sabha Office, or under the "Apki Yojana, Apki Sarkar, Apke Dwar" program.
- Fill Out the Form: Complete the application form with accurate details.
- Prepare Required Documents: Attach the following documents:
- Aadhaar Card
- Income Certificate
- Domicile or Residence Proof
- Ration Card
- Mobile Number
- Caste Certificate (if applicable)
- Bank Account Details
- Passport-sized photograph
- Submit the Application: Submit the form along with the attached documents at the office where you obtained the form.
- Verification: The application will undergo scrutiny and verification by concerned officials.
- Notification: A list of selected beneficiaries will be prepared, and notifications will be sent via SMS.
- Check Application Status: Applicants can visit the official website of the Abua Awas Yojana to check the status of their application.
Required Documents for Abua Awas Yojana
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity verification |
| Income Certificate | Proof of economic status |
| Domicile Certificate | Verification of Jharkhand residency |
| Ration Card | Proof of family identity and eligibility |
| Mobile Number | For communication and notifications |
| Bank Account Details | Required for Direct Benefit Transfer (DBT) |
| Passport-sized Photo | Identification and application processing |
How to Check Your Name in the Abua Awas Yojana List
Beneficiaries can verify their inclusion in the scheme by following these steps:
- Visit the Official Website: Access the official website related to the Abua Awas Yojana.
- Navigate to Reports: Select the "Awaassoft" option on the homepage.
- Select the List Option: Choose "Abua Awas Yojana List" from the available options.
- Enter Your Details: Select your district, block, and village from the dropdown menus.
- Submit Information: Click the "Submit" button to view the list.
- View the List: Check if your name is included in the beneficiary list.
Important Notes
- Ensure you meet the eligibility criteria, including being a permanent resident of Jharkhand and not owning a concrete house.
- Previous beneficiaries of other housing schemes are not eligible.
- Stay updated by checking the official website for the latest information and notifications.
The Abua Awas Yojana is a commendable effort by the Jharkhand government to improve the living conditions
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