The Pradhan Mantri Awas Yojana (PMAY) , launched by the Government of India on June 25, 2015, is a flagship housing initiative aimed at providing affordable housing to both urban and rural populations. The program is divided into two main components: PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G) . The overall goal of PMAY is to ensure that every citizen in India has access to a pucca (permanent) house by March 2022. With a target of constructing 2 crore (20 million) homes, the scheme addresses the housing needs of low and middle-income groups. Key Features of PMAY Feature Details Credit-Linked Subsidy Interest subsidy on housing loans for various income groups: - EWS : 6.5% interest subsidy - LIG : 6.5% interest subsidy - MIG-I : 4% interest subsidy - MIG-II : 3% interest subsidy Loan Tenure Up to 20 years for all income groups. Income Groups ...
The Majhi Ladki Bahin Yojana is a welfare initiative launched by the Maharashtra government to provide financial assistance to economically weaker women in the state. Introduced in the 2024-25 budget, this scheme aims to empower women by offering financial support and various other benefits. Below, we provide a comprehensive overview of the scheme, including its objectives, eligibility criteria, application process, and key benefits.
Overview of the Majhi Ladki Bahin Yojana
- Launch Date: The scheme was introduced in the budget of 2024-25 on June 28, 2024.
- Objective: The primary goal is to empower women by providing them with financial support and access to essential resources.
- Target Beneficiaries: Women aged between 18 and 60 years who are permanent residents of Maharashtra and belong to families with an annual income of less than ₹2.5 lakh.
Benefits of Majhi Ladki Bahin Yojana
The Majhi Ladki Bahin Yojana offers several benefits aimed at improving the economic and social well-being of women in Maharashtra:
| Benefit Type | Details |
|---|---|
| Monthly Financial Assistance | ₹1,500 per month for eligible women. |
| Free LPG Cylinders | Three free LPG cylinders per year. |
| Educational Support | Assistance for girls from economically weaker sections to cover educational expenses. |
Eligibility Criteria
To qualify for the Majhi Ladki Bahin Yojana, applicants must meet the following eligibility requirements:
| Criteria | Details |
|---|---|
| Residence | Must be a permanent resident of Maharashtra. |
| Age | Between 18 and 60 years old. |
| Gender | Female applicants only. |
| Income | Family income must be below ₹2.5 lakh per annum. |
| Employment Status | No family member should be a government employee or an income tax payer. |
| Bank Account | Must have an Aadhaar-linked bank account. |
Application Process
Women interested in applying for the Majhi Ladki Bahin Yojana can do so through an online process. Here's a step-by-step guide:
| Step | Details |
|---|---|
| Step 1: Visit Website | Go to the official website at https://ladakibahin.maharashtra.gov.in/ and click on "Apply Online". |
| Step 2: Registration | Register by providing basic details such as name, Aadhaar number, mobile number, and email address. |
| Step 3: Fill Application | Log in and complete the application form with necessary information. |
| Step 4: Upload Documents | Upload required documents including Aadhaar card, ration card, income certificate, bank details, and passport-sized photographs. |
| Step 5: Submit Form | Submit the completed form online and receive an acknowledgement with a reference number for tracking. |
Required Documents
Applicants need to provide specific documents to apply for the Majhi Ladki Bahin Yojana:
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity verification. |
| Ration Card | Proof of family identity and economic status. |
| Income Certificate | Proof that family income is below ₹2.5 lakh. |
| Bank Account Details | For disbursement of financial assistance. |
| Passport-sized Photo | Identification and application processing. |
| Residence Proof | Confirm permanent residency in Maharashtra. |
Important Dates
Applicants should take note of the following important dates for the scheme:
| Event | Date |
|---|---|
| Application Start Date | July 1, 2024 |
| Application End Date | August 31, 2024 |
Additional Information
- Educational Benefits: The scheme provides educational support for girls from economically weaker sections, ensuring that financial constraints do not hinder their academic pursuits.
- Availability: The Majhi Ladki Bahin Yojana is exclusively available to women who are permanent residents of Maharashtra. It is not available for women from other states.
- Application Tracking: After submitting the application, applicants can track their status using the reference number provided.
The Majhi Ladki Bahin Yojana is a significant step by the Maharashtra government to support economically weaker women in the state. By offering monthly financial assistance, free LPG cylinders, and educational support, the scheme aims to uplift the lives of women and ensure their economic independence. Eligible women are encouraged to apply online or visit local Tehsil offices for assistance with the application process.
For more information, visit the official website at https://ladakibahin.maharashtra.gov.in/.